This insurance covers the goods of the agricultural sector against damages caused by: cyclone, tornado, windsock, flood, heavy rain, hail, fire, explosion, seismic phenomena, collapse, falling objects and aircraft. Some lines may cover specific risks such as: civil liability and collision and rollover.
This insurance covers the goods of the agricultural sector against damages caused by: cyclone, tornado, windsock, flood, heavy rain, hail, fire, explosion, seismic phenomena, collapse, falling objects and aircraft. Some lines may cover specific risks such as: civil liability and collision and rollover.
These are offered for the following goods:
Tobacco Curing Houses, Ranches and Chambers
Finished production
Machinery Equipment and Means of Transport
Buildings and facilities
Tobacco stocks
Greenhouse Structures and Shelters
Electronic Equipment
Machinery Breakdowns
In some products such as Machinery Equipment and Means of Transport, Electronic Equipment and Machinery Breakdowns, the risks covered are specific according to the characteristics of such goods, such as civil liability and collision and overturning.
The fundamental requirements that are demanded for the insurance of these goods are: the fulfillment of the constructive norms and of use determined by the manufacturers of the same ones, as well as the requirements of storage of the finished productions and the inputs in warehouses.
Within this modality, the tariffs applied are not governed by a given pattern, starting from the diversity of goods included. We can point out that they are the lowest applied in the agricultural sector and that their updating is required according to the phenomena that have been affecting their accident rate in recent years.
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